Enrol now, pay later! using zipMoney
Flexible repayments – Nothing to pay today
Select Zip at checkout online. Simply complete a quick application and get a decision in seconds.
Use your Zip balance to pay for your goods. Pay for the course now, and pay us back over time.
Schedule repayments to suit your lifestyle with weekly, fortnightly, monthly or one-off payments.
Select Zip at checkout online. Simply complete a quick application and get a decision in seconds.
Use your Zip balance to pay for your goods. Pay for the course now, and pay us back over time.
Schedule repayments to suit your lifestyle with weekly, fortnightly, monthly or one-off payments.
A cost-effective finance alternative to government-funded programs – far less to borrow and no long-term debt!
No deposit
Full coverage for your course
0% interest free for 6 months
Low monthly payments
No deposit
Full coverage for your course
0% interest free for 6 months
Low monthly payments
Our Zip Money payment plans allow you to pay your course off as you go. All plans require no deposit, fully cover your course cost and, better yet, add no additional cost (except the very low monthly admin fee) to your course if you pay it off in the first 6 months, unlike Government-funded programs which often attract high administration fees!
Fees and charges
- No deposit – nothing to pay today
- Pay NO INTEREST for 6 MONTHS
- One-off establishement fee of $0-$99 may apply, dependant on your approved credit limit.
- See your contract for minimum monthly payments
- A small admin fee of $9.95/month, payable only if balance is owing
Safety and security
- Enjoy buyer protection on all purchases made using zipMoney
- No credit card numbers. No worries!
- We employ the same encryption as the big banks
- We have partnered with global leaders in fraud prevention who
count Paypal and eBay as clients
Choose the level that’s right for you
Select either our $2,000 or $8,000 option depending on the cost of your course. Once approved, you’ll have access to this level of spend as an ongoing line of credit, but don’t worry as you will only be charged for what you use.
Important Notice:
You must be an Australian resident, 18 years or over and have a job to apply.
Zip Money: *Term only available for purchases of $250 or more. Available to approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay a purchase within the interest free period. A monthly account fee of $9.95 will also apply and a one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 25.9% per annum as at 1 May 2023. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878). Visit https://zip.co/ to learn about zipMoney.
zipMoney purchases are also subject to MCIE’s standard terms and conditions, including those outlined in our Student Fee Policy.
By choosing to pay your course fees using zipMoney, you agree to the terms and conditions set out by both zipMoney and Melbourne City Institute of Education (MCIE).
For more information, please refer to the Student Fee Policy available on our website at www.mcie.edu.au
Note: Promotional discounts are available from time to time by MCIE but do not apply to purchases using payment plans including the Zip Money facility.